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Do I need to file a corporate bankruptcy, a personal bankruptcy, or both? Only a Licensed Insolvency Trustee (LIT) can tell you for sure if you need to file a corporate bankruptcy or personal or both. Recognizing how intertwined they can be, a LIT will review the...
Why you should change bank accounts after filing bankruptcy? My Trustee recommends changing bank accounts after I filed a bankruptcy to a bank where I don’t have debt. I’ve been banking with my bank for years – I don’t feel like changing. To me, it just seems like it...
Can creditors keep calling me after I’ve filed a bankruptcy (or proposal)? They said they didn’t get the papers from my Trustee, and won’t stop calling until they do! Once a proceeding has been filed with a Licensed Insolvency Trustee, which could be either a...
I’ve filed a Consumer Proposal and just checked my credit rating. My Proposal is showing as a bankruptcy! I thought they were different! Why didn’t my Trustee tell me! Rest assured – you are not bankrupt! The information on your credit report is used to...
Want to know what happens when you declare bankruptcy? I’m often asked if declaring bankruptcy is anything like one of the most beloved scenes of the television show, “The Office”. The scene features one of the main characters getting advice from a...
I want to file a consumer proposal, but my Trustee keeps talking about what happens in a bankruptcy? Does a bankruptcy matter if I want to file a Proposal? Why? We get this question all the time. ALL the time. If you aren’t sure why a bankruptcy matters if you...
