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Debt Help in Winkler, Manitoba
It shouldn’t surprise you to know that 43% of Canadians surveyed recently, say they need debt help. If you need help getting out of debt, you’re not alone. At C. Buhler & Associates Ltd, we offer advice and services to help people in Winkler get out of debt. Our services are available over the phone or by video, and can be scheduled at a time that accommodates your schedule.
Having to live with serious debt is never an easy thing to endure. Luckily, there are services for you that will help with settling your debts. This way, you can go back to enjoying life in Winkler in a stress-free environment.
At C. Buhler & Associates Ltd., we’ll put you on the right path toward dealing with your debt.
Our Services
Debt Consolidation
Considering debt consolidation? Our trustworthy Licenced Insolvency Trustee can equip you with the right information. While Trustees do not offer consolidation loans, they’ll help you understand what Financial Institutions will consider when looking at your credit history, and what other options might reduce your debt more quickly.
They’re not motivated by sales targets, nor are they interested in selling you products that you don’t need. They’re here to ensure that you find solutions for your debt and put your needs first before anything else. If you don’t qualify for a consolidation loan, you may still qualify for a consumer proposal.
Consumer Proposal
Our trained team will sit down with you and design a payment plan that will be manageable for you and your creditors. A consumer proposal is a good option if you’re looking to reduce the interest or overall amount that you owe. In the end, you pay what you can afford while we do all of the negotiating on your behalf.
Credit Counselling
With our credit counselling services, our team will walk through your finances and budget to explore any situation-specific options that can help you pay down your debt faster. We have licensed and qualified Bankruptcy and Insolvency Act Financial Counsellors that can help make your budget work for you. Ask for your financial counselling appointment today – you may even find there are options available to reduce your debt more quickly than budgeting alone.
Corporate Restructuring
Corporate restructuring may be necessary if your business is facing debt, as conventional refinancing may not be an affordable option. Our Licenced Insolvency Trustee is more than equipped to help you search for alternatives that will protect you and your business. We will examine every possible option to save your employees’ jobs and your investment. With a background in commercial lending, our team understands the unique challenges your business may face.
Bankruptcy
For those that may be looking for a financial reset, filing for bankruptcy is one of many options used to break free of debt. Bankruptcy is a complex legal process, and it requires that each client fulfil their duties. It helps to have trustworthy guidance as you go through the process. Our Licenced Insolvency Trustee is an expert when it comes to anything related to bankruptcy. If you have any questions regarding whether or not the bankruptcy option is right for you, ask for your free consultation today. We offer virtual meetings, and in-person consultations, with anyone requiring our services.
You don’t have to deal with financial burden alone. Contact C. Buhler & Associates Ltd., Licenced Insolvency Trustee. Their trustworthy guidance will provide you with the information you need to select the proper service to lessen your debt and put you back on the road to financial recovery.
C. Buhler & Associates Ltd. – Licensed Insolvency Trustee In Winkler
Since 2011, Crystal Buhler has provided financial advice and services as a Chartered Insolvency and Restructuring Professional (CIRP) and Licensed Insolvency Trustee (LIT). Her goal is to provide her clients with sound financial advice to help them regain control, eliminate debt, and make educated decisions about their financial future.
The team at C. Buhler and Associates Ltd. sets itself apart with their dedication to supporting the people of Winkler through difficult times. They know that there’s no one-size-fits-all option when it comes to debt; they’ll help you develop a personalized plan to move towards financial independence.
First Time Dealing With Debt? Get Professional Guidance
Whether you’re having trouble making monthly payments or you’re getting calls from collection agencies, debt can be scary – but with help from a licensed insolvency trustee, it doesn’t have to be.
Winkler is growing rapidly; it is one of the most culturally and linguistically diverse cities in Canada. People of all backgrounds struggle with debt, and the number of consumer insolvencies grew by 11.4% in 2024 when compared to 2023. When you’re in debt, you’re not alone; we can help you, providing free, unbiased advice for your specific financial situation.
Personalized Budget Planning And Financial Support
Financial problems are often rooted in budgeting problems. Our credit counselling services can help you bring your finances back under control by providing you with insights into your spending, where you can cut back, and how you can improve your credit.
Other services, like our debt consolidation service, can help you reduce your monthly payments. Lenders may offer lower interest rates if you consolidate your debt with them. We can help you determine if debt consolidation is a reasonable option for you to consider.
Winkler’s Trusted Licensed Insolvency Trustee
As a licensed insolvency trustee (LIT), Crystal Buhler is authorized by the Canadian government to provide options that cannot be offered by non-LITs. These options include filing for personal bankruptcy and filing for a consumer proposal.
These options can help people in Winkler get out of debt, but they are not for everyone. As a bankruptcy trustee, Crystal Buhler can help you determine if a consumer proposal or bankruptcy is right for you; if one of the options is the right fit, she will talk you through the process of filing, and what to expect after you file.
Relief For CRA Debt, Wage Garnishments, And Creditor Pressure
Debt problems can lead to collection calls, wage garnishments, and poor credit scores that make it almost impossible to get loans, credit cards, and other sources of financing. Bad debt can even mean legal action from your creditors. All of this can lead to extreme stress.
You deserve reliable, government – approved relief from these financial issues. C. Buhler & Associates Ltd. can help you stop collection calls and garnishment, restoring your financial freedom. Whether you have debt with the Canada Revenue Agency (CRA) such as income tax debt, credit card debt, payday loans, or just about any other kind of debt, we’re here to help.
Take The First Step Toward A Fresh Start With C. Buhler & Associates Ltd. Today
You can live a life free of debt. For a free consultation, call C. Buhler & Associates Ltd. In your confidential consultation, you’ll learn about the options that you have to take control of your finances. Before your consultation, take time to prepare a list of:
- Your debts
- Your expenses
- Your income
- Your assets
This information will help you get the advice you need. For debt help in Winkler, call C. Buhler and Associates Ltd. today!
See the other Manitoba locations we serve.
Proud member of:
Yellowknife Chamber of Commerce
Canadian Association of Insolvency and Restructuring Professionals