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Find a wide selection of articles and videos about credit score, declaring bankruptcy, consumer proposals, and what a Licensed Insolvency Trustee is exactly.

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What is a Consumer Proposal, and how does it work?

My name is Crystal Buhler, and I’m a Licensed Insolvency Trustee with C. Buhler & Associates Ltd. You may have heard about Consumer Proposals, but aren’t quite sure what they are, or how they work. A consumer proposal is a legally binding debt settlement...

What is a Licensed Insolvency Trustee?

I’m Crystal Buhler, Licensed Insolvency Trustee with C. Buhler & Associates Ltd. I often get asked “What is a Licensed Insolvency Trustee?” You might also see the abbreviation “LIT”, and wonder what that stands for. An LIT is a professional debt advisor. In fact,...

Can You Be Denied A Consumer Proposal?

Filing a consumer proposal can be an excellent debt relief option for many people in Canada, as well as an alternative to bankruptcy. Consumer proposals can be a successful way out of your debt struggles while also allowing you to keep your major assets. However,...

Moolala: Money Made Simple with Bruce Sellery

Dealing with debt can be different in different communities. We speak to Crystal Buhler, a Licensed Insolvency Trustee with Debt Free North about how deal with debt differs in more remote communities. Click here to listen to the full episode.   Bruce: I am the...

What does a Licensed Insolvency Trustee do?

A Licensed Insolvency Trustee is a debt professional, specifically licensed to handle bankruptcies and Consumer Proposals and to provide advice on debt options to all Canadians. How exactly do they do that? Here’s a quick overview: Licensed Insolvency Trustees meet...

How to Find a Licensed Insolvency Trustee in Canada

If you are in financial trouble and struggling to make meaningful payments on your debts, you might consider consulting with a Licensed Insolvency Trustee. A Licensed Insolvency Trustee can provide you with a summary of your options, including debt consolidation and...

How to complete monthly forms

Completing your Monthly Income & Expense Reports The first step in completing your report is to gather evidence of your income and expenses. You will need all paystubs and any receipts you have collected. You may find it helpful to login to your banking app, and...