While many Canadians struggle with debt, filing for bankruptcy should be your last resort. Our certified Credit Counsellors often educate debtors about different ways you can work to reduce your debt without filing for bankruptcy. If you are struggling with your debt...
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Find a wide selection of articles and videos about credit score, declaring bankruptcy, consumer proposals, and what a Licensed Insolvency Trustee is exactly.
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Why Your Credit Score Isn’t Worth Obsessing Over
Maintaining an impeccable credit score takes a lot of work. Not only does it affect your bottom line and lifestyle, but it can impact many factors like insurance premiums and mortgage rates. Credit scores are incredibly important, and while you should regularly...
Licensed Insolvency Trustee Consults With An Influx Of Business Owners As Budget Season Approaches
CALGARY, Alberta: With federal budget season fast approaching, C. Buhler & Associates Ltd., a federally licensed Insolvency firm serving the three Prairie provinces and the three Northern Territories, is receiving an influx of requests from small business owners...
How To Stop Wage Garnishment In Manitoba
Those experiencing wage garnishment in Manitoba may face financial hardship, especially if they’re already behind on repaying their debts. A creditor can issue a garnishment to ensure a debt is paid in full. Wage garnishments can make it difficult to keep up with...
How To File A Consumer Proposal
The overwhelming stress associated with how much debt you have is never an easy thing to bear. No matter how hard you try to plan a course correction, things get in the way. But did you know there’s a way to solve your financial situation? Consider the help of a...
Rebuilding Your Credit After Bankruptcy
Have you recently declared personal bankruptcy? It might not seem like an easy decision, but in many cases, it can be a helpful solution for your financial situation when there isn’t any other way out. Even though declaring bankruptcy can negatively impact your...
How to declare bankruptcy and why a fresh start is sometimes your best option.
No-one wants to go bankrupt, but sometimes declaring bankruptcy is the best way to deal with debt and get debt relief. We understand that life often throws you a curve ball. Things like divorce or separation, illness, and job loss are...
What is a Consumer Proposal, and how does it work?
My name is Crystal Buhler, and I’m a Licensed Insolvency Trustee with C. Buhler & Associates Ltd. You may have heard about Consumer Proposals, but aren’t quite sure what they are, or how they work. A consumer proposal is a legally binding debt settlement...
What is a credit rating and does filing bankruptcy affect your credit?
What is a credit rating and does filing bankruptcy affect your credit?I’m Crystal Buhler, Licensed Insolvency Trustee with C. Buhler & Associates Ltd. One of the most common questions we hear when people are considering a bankruptcy or Consumer Proposal is “how...