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Find a wide selection of articles and videos about credit score, declaring bankruptcy, consumer proposals, and what a Licensed Insolvency Trustee is exactly.

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Can You Be Denied A Consumer Proposal?

Filing a consumer proposal can be an excellent debt relief option for many people in Canada, as well as an alternative to bankruptcy. Consumer proposals can be a successful way out of your debt struggles while also allowing you to keep your major assets. However,...

Enjoying Staycations On A Budget

You’ve been working extremely hard lately, and it’s time that you give yourself a break. Now that the state of the world is slowly opening up travel options, a vacation might sound like a great idea. However, the only problem is that vacationing can be expensive, and...

Moolala: Money Made Simple with Bruce Sellery

Dealing with debt can be different in different communities. We speak to Crystal Buhler, a Licensed Insolvency Trustee with Debt Free North about how deal with debt differs in more remote communities. Click here to listen to the full episode.   Bruce: I am the...

How Long After A Consumer Proposal Can I Get A Credit Card?

A consumer proposal is a helpful debt relief option for those struggling with paying back their creditors. For those who may not know, a consumer proposal is a legally binding agreement that you make with your creditors. In this agreement, you will pay back a portion...

How Long Does A Consumer Proposal Stay On Your Credit File?

Both your credit score and credit report have a major impact on almost all of the financial decisions you can make. When you file a consumer proposal, it will affect your credit and stay on your credit report for a set period of time from the date you filed, or from...

Income Tax Debt

What to do about Income Tax Debt   Financial Options for dealing with Income Tax Debt Owing income taxes to Canada Revenue Agency (CRA) can be a scary place to be. In addition to freezing bank accounts and garnishing wages, CRA has an extraordinary ability to...

Three Common Misconceptions About Bankruptcy In Canada

You might be absolutely positive you don’t want to file for bankruptcy in Canada. But if that’s the case, be sure it’s for the right reasons. There are many preconceived notions about bankruptcy that might be deterring you from even considering bankruptcy as a...