Divorce doesn’t directly affect your credit score. Creditors and credit monitoring agencies don’t take your marital status into account when calculating your credit score or when calculating how much credit you’ll be allotted. Despite this, many divorcees feel...
Learning Library
Find a wide selection of articles and videos about credit score, declaring bankruptcy, consumer proposals, and what a Licensed Insolvency Trustee is exactly.
Want to discuss a topic in detail? We can help you!
How To Pay Your CEBA Loan Back
The Canada Emergency Business Account (CEBA) loan was a loan created by the Government of Canada to provide businesses with cash flow during COVID-19. The loan had two main benefits for business owners if it was paid back before January 18, 2024: It was an...
How To Get Your Own Credit Reports From Equifax & TransUnion
In Canada, there are two main credit bureaus (sometimes called credit reporting agencies): Equifax and TransUnion. These bureaus collect, store, and share information about how you use your credit, providing the information to lenders so that they can evaluate the...
Steps To Take Before Meeting With A Licensed Insolvency Trustee In Calgary
Our licensed insolvency trustee (LIT) is here to help you. We offer free consultations, and our goal is to provide the best financial advice possible. When you’re not sure where to turn for financial advice, and you’re facing overwhelming debt, call an LIT. Below,...
How To Avoid Financial Fraud
Financial scams are everywhere. With the advent of the internet, we’re more connected than ever—and that means that fraudsters have more potential victims than ever. The best way to avoid financial fraud is to stay informed—by reading this, you’re already...
How To Avoid Bankruptcy & Excessive Debt
While many Canadians struggle with debt, filing for bankruptcy should be your last resort. Our certified Credit Counsellors often educate debtors about different ways you can work to reduce your debt without filing for bankruptcy. If you are struggling with your debt...
Why Your Credit Score Isn’t Worth Obsessing Over
Maintaining an impeccable credit score takes a lot of work. Not only does it affect your bottom line and lifestyle, but it can impact many factors like insurance premiums and mortgage rates. Credit scores are incredibly important, and while you should regularly...
Licensed Insolvency Trustee Consults With An Influx Of Business Owners As Budget Season Approaches
CALGARY, Alberta: With federal budget season fast approaching, C. Buhler & Associates Ltd., a federally licensed Insolvency firm serving the three Prairie provinces and the three Northern Territories, is receiving an influx of requests from small business owners...
How To Stop Wage Garnishment In Manitoba
Those experiencing wage garnishment in Manitoba may face financial hardship, especially if they’re already behind on repaying their debts. A creditor can issue a garnishment to ensure a debt is paid in full. Wage garnishments can make it difficult to keep up with...